Pending Law May Allow HSA Funds for Your InTouch Primary Care Membership in 2026
Good News for DPC Members: HSA Funds May Soon Cover Your Membership at InTouch Primary Care
A legislative proposal currently being reviewed by Congress may soon allow patients to use Health Savings Accounts (HSAs) to pay for Direct Primary Care (DPC) memberships starting in 2026. If passed, this change could offer InTouch members more financial flexibility and tax advantages for receiving high-quality, relationship-based primary care.
What’s Expected to Change?
If the proposed legislation is passed, you would be able to use:
- Up to $150/month for individual DPC memberships
- Up to $300/month for family DPC memberships
via your HSA account
If your monthly membership exceeds that amount, the remainder can be paid with a credit card, debit card, or bank transfer.
What Does My InTouch Primary Care Membership Include?
Your membership at InTouch Primary Care provides exceptional access to care, including:
- Same or next-day appointments
- Longer, unrushed visits with Dr. Ashaye
- Direct messaging access to your physician
- Customized care plans and preventive care
- Lifestyle and wellness coaching (nutrition, weight, sleep, stress)
- Telemedicine and virtual check-ins
- Discounts on lab testing, imaging, and supplements
No insurance runaround. Just personal, consistent care from a physician who knows you.
When Should I Use Insurance?
Your membership is designed to handle day-to-day care. You should still use your insurance plan for:
- Specialist visits (e.g., cardiologist, dermatologist)
- Emergency room or urgent care
- Prescription medications
- Advanced imaging (CT, MRI)
- Hospitalizations or surgeries
A high-deductible health plan (HDHP) combined with DPC + HSA offers a smart healthcare strategy.
Frequently Asked Questions
Possibly. If the new legislation passes, starting in 2026, you’ll be able to use HSA funds for up to $150/month (individual) or $300/month (family) toward DPC membership.
You can pay the difference with your credit card, debit card, or bank transfer.
No. In fact, we recommend keeping your insurance for specialist visits and unexpected emergencies. Many InTouch patients pair their membership with an HDHP + HSA for maximum flexibility.
Yes, if these are deemed medically necessary, many of these expenses qualify for HSA reimbursement.
Yes. We will provide you with itemized documentation upon request to help you maintain compliance with HSA rules.
HSA Basics
What is an HSA?
A Health Savings Account is a tax-advantaged account used to pay for qualified medical expenses.
Who can open an HSA?
Anyone enrolled in a high-deductible health plan (HDHP). If unsure, contact your insurance provider.
Where can I open one?
Through your bank, credit union, employer, or platforms like Fidelity, HSA Bank, or Lively.
How much can I contribute in 2025?
- $4,150 for individuals
- $8,300 for families
- Additional $1,000 catch-up for individuals 55+
Contributions are tax-deductible and unused funds roll over year to year.
Meet Dr. Adelola Ashaye
My interest in the medical field was first sparked when I was in high school, by my observation of a patient-doctor relationship. Many years have passed since that interaction which took place at Alpena General Hospital in Michigan; and it is the desire to build and maintain meaningful long lasting relationships that continues to draw me to medicine.
Final Note from Dr. Ashaye
At InTouch Primary Care, our mission is to make personalized, compassionate care accessible — without the stress of insurance-based systems. If upcoming changes in HSA policy are finalized, we’ll be thrilled to offer our members yet another way to receive great care while saving money.